Stripe Atlas vs Firstbase vs Clerky: Which is Best for Global Startups?

# Stripe Atlas vs Firstbase vs Clerky: Which is Best for Global Startups? As a non-US founder, incorporating a company in the United States can open doors to global markets, payment systems, and investment. Three leading services dominate the space: Stripe Atlas, Firstbase, and Clerky. Each has unique strengths, but which one fits your startup’s needs? This hands-on guide breaks down pricing, features, and ideal use cases—so you can decide with confidence. ## Quick Overview - **Stripe Atlas**: Backed by Stripe, ideal for startups that already use or plan to use Stripe for payments. Focuses on Delaware C-Corp formation, with banking and Stripe integration. - **Firstbase**: A comprehensive platform for incorporating, banking, tax, and legal. Best for non-US founders who need ongoing compliance and a dashboard to manage operations. - **Clerky**: Specialized in high-growth startups, used by many Y Combinator companies. Offers powerful legal documents and equity management. Primarily for Delaware corporations. ## Pricing Breakdown | Service | Basic Package Price | What’s Included | |---------|---------------------|------------------| | Stripe Atlas | $500 one-time | Delaware C-Corp, EIN, Stripe account, AWS credits, one year registered agent, legal templates | | Firstbase | Starts at $399 one-time | Delaware C-Corp, EIN, bank account setup, registered agent, compliance tools, dashboard | | Clerky | $799 one-time + optional add-ons | Delaware C-Corp, EIN, bylaws, founder stock issuance, legal documents, registered agent (separate) | **Note:** All prices exclude state filing fees (approx. $100–$300). Annual registered agent fees apply after the first year. ## Feature Comparison for Global Founders | Feature | Stripe Atlas | Firstbase | Clerky | |---------|--------------|-----------|--------| | **Supported entities** | Delaware C-Corp only | C-Corp, LLC (Delaware and other states) | Delaware C-Corp, limited other conversions | | **Banking** | Automatic Stripe account, partner bank (Mercury) | Integrations with Mercury, Brex, etc. | No direct banking; you arrange separately | | **Legal documentation** | Basic templates provided | Standard formation docs | Advanced legal: stock issuance, IP assignments, vesting schedules | | **Post-incorporation support** | Limited to Stripe ecosystem | Comprehensive: compliance, equity management, mail forwarding | Heavy legal focus; ongoing support for corporate actions (e.g., SAFEs) | | **E-Residency / Non-US founder support** | Good for Stripe users | Excellent: virtual mailbox, tax guidance, multi-currency bank accounts | Primarily US-focused, but works for non-US if you have US co-founder or agent | | **Best for** | SaaS, e-commerce starting with Stripe | E-commerce, physical products, non-US founders wanting an all-in-one solution | Venture-scale startups, YC hopefuls, those needing robust legal foundations | ## Step-by-Step: How to Choose 1. **If you’re a solo non-US founder with a digital product and plan to use Stripe**, Stripe Atlas is the smoothest. You get incorporated and a Stripe account in one flow. 2. **If you need flexibility (LLC or C-Corp), ongoing compliance help, and want to avoid legal complexity**, Firstbase is your best bet. Its dashboard helps you manage mail, taxes, and even annual filings. 3. **If you’re aiming for venture funding, issuing stock to co-founders/employees, or preparing for a Y Combinator application**, Clerky’s legal-first approach is unmatched. It ensures your cap table and corporate docs are investor-ready. ## Common Pitfalls - **Don’t skip the EIN wait**: Obtaining an Employer Identification Number from the IRS can take weeks if you’re non-US. Firstbase and Stripe Atlas can assist, but plan ahead. - **Registered agent renewal**: All services require a registered agent in Delaware (or state of incorporation). After the first free year, you’ll pay $100–$300/year. - **Banking hurdles**: Even with a service, US banks may still request personal appearance or an ITIN. Research fintech options like Mercury, which integrate with all three. ## Final Verdict There’s no one-size-fits-all. If cost and Stripe integration are key, pick Stripe Atlas. For a holistic, founder-friendly experience with ongoing support, pick Firstbase. If your startup’s legal DNA must be flawless from day one, Clerky is the gold standard. Evaluate your funding goals, team structure, and long-term needs to make the right call. *Ready to incorporate? Visit each platform’s website for up-to-date pricing and country restrictions.*